Weekly Market Update

The Federal Reserve opted to leave interest rates unchanged last week, reflecting its confidence in the progress made so far and a thoughtful, forward-looking approach to managing the economy. While its latest Summary of Economic Projections suggests a slightly more tempered outlook for growth and employment, inflation remains well-contained, with only modest increases expected in the months ahead. This suggests continued stability in the economic landscape, with the Fed poised to respond effectively to any future shifts.

Markets and policymakers alike are taking a prudent pause as they assess how trade and immigration developments may influence broader trends. Recent economic data, including Retail Sales and Industrial Production, showed a healthy normalization following prior strength, and while jobless claims have edged slightly higher, the labor market remains fundamentally strong.

Over the weekend, the U.S. launched a strategic response in Iran. While the global implications are still unfolding, such events often lead to increased demand for safe-haven assets like U.S. Treasuries, which could help push interest rates lower in the near term. At the same time, if global oil supply is impacted, we could see upward pressure on prices—something the Fed is well-equipped to monitor and manage. Either way, this environment creates unique opportunities for borrowers to act strategically.

Now is a great time to assess your financial goals and consider how today’s market conditions might benefit you. If you, or anyone you know, is interested in obtaining mortgage financing, reach out to my team today at 541-815-6596. We're here to help you make the most of the moment.