Weekly Market Update

Rates continued to trend downward last week, creating a more favorable environment for borrowers. With the temporary pause in federal economic data during the government shutdown, markets have been turning to private-sector insights—highlighting the strength and adaptability of the broader financial landscape. While the short-term data delay may create some added market movement once information resumes, it also opens the door to new opportunities.

The good news is that the all-important Consumer Price Index (CPI) report will still be released—albeit slightly delayed—as it's essential for the annual Social Security adjustment. Its release, now expected just days before the upcoming Federal Reserve meeting, will likely provide timely insight to guide policymakers and help clarify the direction of interest rates.

Recent Fed meeting minutes suggest a more measured approach to future rate cuts, which may indicate growing confidence in the economy's resilience. Meanwhile, positive movement on the global stage—including a cooling of recent tariff threats—has helped stabilize markets and keep rates attractive. Should trade discussions evolve further or incoming data surprise to the upside, we could see even more momentum in the right direction.

All in all, the current market presents a unique window of opportunity for those considering homeownership or refinancing. If you, or anyone you know, is interested in obtaining mortgage financing, reach out to my team today at 541-815-6596. We're here to help you make the most of this environment.