Why Californians Are Moving to Bend

Most California transplants share several common goals:

• More living space for their money

• Access to outdoor recreation

• Less congestion and traffic

• Four distinct seasons

• Family-friendly communities

• Strong schools

• Lower overall stress

Bend offers a unique combination of mountain-town lifestyle and modern amenities that can be difficult to find elsewhere.

Residents enjoy:

• Skiing and snowboarding at Mt. Bachelor

• World-class mountain biking and hiking

• Fly fishing and river recreation

• Golf nearly year-round

• A vibrant restaurant and craft beer scene

• Excellent healthcare facilities

• Over 300 days of sunshine annually

Many newcomers are surprised by how quickly they become part of the community.

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Cost of Living: California vs. Bend

One of the biggest questions people ask is:

"Will my money go further in Oregon?"

The answer depends on where you're moving from.

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If You're Moving from:

Bay Area

Many Bay Area homeowners find that Bend offers significantly more home for the same budget.

Los Angeles and Orange County

Many relocating families discover they can purchase larger homes, larger lots, and enjoy less congestion while maintaining access to desirable amenities.

Sacramento and Inland California

The cost difference is often smaller, but many families still find the lifestyle benefits compelling.

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No Oregon Sales Tax

One financial advantage many Californians appreciate is Oregon's lack of state sales tax.

While Oregon does have state income tax, many families find the overall financial picture favorable depending on their circumstances.

Always consult a qualified tax professional regarding your specific situation.

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Weather: What Californians Should Expect

Bend experiences four distinct seasons.

Summer

• Warm, sunny days

• Low humidity

• Cool evenings

Many former Californians consider Bend summers nearly ideal.

Fall

• Crisp temperatures

• Beautiful colors

• Excellent outdoor recreation

Winter

This is often the biggest adjustment.

Expect:

• Snow

• Freezing temperatures

• Winter driving conditions

The good news is that Bend is well-equipped to handle winter weather.

Spring

Spring can bring a mix of sunshine, rain, and occasional late snow before transitioning into summer.

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Best Neighborhoods for California Transplants

Northwest Crossing

One of the most popular communities for relocating professionals and families.

Features:

• Walkability

• Restaurants and shops

• Community events

• Parks and trails

Awbrey Butte

Popular among:

• Executives

• Retirees

• Luxury homebuyers

Known for:

• Larger homes

• Views

• Established neighborhoods

Southwest Bend

Offers:

• Access to outdoor recreation

• Family-friendly atmosphere

• Strong long-term demand

Southeast Bend

Appeals to:

• First-time buyers

• Growing families

• New construction buyers

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Buying Before Selling Your California Home

Many relocating families face the challenge of:

"How do we buy in Oregon before selling our California home?"

Several solutions may be available:

• Bridge financing

• Home equity financing

• Temporary housing strategies

• Simultaneous closing plans

Planning ahead can help reduce stress and improve negotiating power when making offers in Bend.

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Financing a Relocation to Oregon

Working with a lender who understands relocation transactions can make a significant difference.

Common financing options include:

Conventional Loans

The most common solution for relocating buyers.

Jumbo Loans

Popular among California homeowners purchasing higher-priced homes in Bend.

VA Loans

Excellent options for eligible veterans and active-duty military families.

Second Home Financing

Available for buyers planning to split time between California and Oregon.

Every situation is different, which is why it's important to discuss your goals before beginning your home search.

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Common Questions We Hear

Is Bend becoming the next Boise?

Bend continues to experience growth, but remains unique due to its geography, outdoor recreation, and quality-of-life advantages.

Do I need four-wheel drive?

Not necessarily, but many residents appreciate all-wheel drive during winter months.

Is Bend a good place to raise a family?

Many families move to Bend specifically because of its strong schools, outdoor lifestyle, and sense of community.

Is the housing market competitive?

Desirable homes can still move quickly, particularly in popular neighborhoods. Preparation and pre-approval remain important.

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Our Advice to California Buyers

The most successful relocations typically happen when buyers:

• Visit multiple times

• Explore different neighborhoods

• Get pre-approved early

• Understand local market conditions

• Build a local team of professionals

Moving to Bend is a major life decision, but for many families it becomes one of the best decisions they ever make.

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Considering a Move to Bend?

If you're planning a move from California to Central Oregon, Team Kent Mortgage Loans can help you understand your financing options and prepare for a successful relocation.

Whether you're purchasing a primary residence, second home, or retirement property, we're happy to serve as a local resource before, during, and after your move.

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Shaun Kent

Senior Mortgage Loan Officer
NMLS #255566

Team Kent Mortgage Loans

Direct: 541-815-6596

Helping California families relocate to Bend, Redmond, Sisters, Sunriver, and communities throughout Central Oregon.