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Moving to Bend, Oregon: The Complete Relocation Guide

Thinking About Moving to Bend?

If you're considering relocating to Bend, Oregon, you're not alone. Over the past decade, Bend has become one of the most desirable places to live in the United States, attracting families, retirees, remote workers, outdoor enthusiasts, and professionals seeking a higher quality of life.

As a Bend resident and mortgage professional who has helped hundreds of families purchase homes throughout Central Oregon, I've seen firsthand why so many people choose to call Bend home.

This guide covers everything you need to know before making the move.

Why People Are Moving to Bend

Bend offers a unique combination of outdoor recreation, strong community values, excellent schools, and a lifestyle that is increasingly difficult to find elsewhere.

Residents enjoy:

  • Over 300 days of sunshine annually

  • World-class skiing and snowboarding at Mt. Bachelor

  • Miles of hiking and mountain biking trails

  • Fly fishing, paddleboarding, boating, and golf

  • A thriving craft beer and restaurant scene

  • A growing healthcare and technology sector

  • Family-friendly neighborhoods and highly rated schools

Many new residents tell us they moved to Bend because they wanted more time outdoors, less traffic, and a stronger sense of community.

Cost of Living in Bend

While Bend remains more affordable than many parts of California, Washington, and Colorado, housing costs have increased significantly over the past decade.

Prospective homebuyers should expect:

  • Home prices generally above the national average

  • Property taxes that are often lower than comparable California markets

  • No Oregon sales tax

  • Utility costs that are generally reasonable

  • Strong long-term housing demand

For many relocating families, the combination of lifestyle benefits and long-term housing stability continues to make Bend an attractive investment.

Best Neighborhoods in Bend

Northwest Crossing

One of Bend's most sought-after communities.

Features:

  • Walkable design

  • Restaurants and coffee shops

  • Parks and trails

  • Strong community atmosphere

Popular among families and professionals.

Awbrey Butte

Known for:

  • Larger homes

  • Mountain views

  • Established neighborhoods

  • Golf course proximity

Popular among executives and retirees.

Southeast Bend

Offers:

  • New construction opportunities

  • More affordable housing options

  • Rapid growth

  • Convenient access to schools and shopping

A favorite among first-time homebuyers.

Southwest Bend

Features:

  • Access to the Deschutes River Trail

  • Family-friendly neighborhoods

  • Strong resale demand

  • Proximity to recreation

Northeast Bend

Known for:

  • Newer developments

  • Growing amenities

  • Relative affordability

  • Easy access to Highway 97

Bend vs. Redmond

Many relocating buyers also consider Redmond.

Bend

Pros:

  • More amenities

  • Established neighborhoods

  • Walkability

  • Larger employment base

Redmond

Pros:

  • Lower home prices

  • Newer developments

  • Convenient airport access

  • Growing community

For many buyers, the choice comes down to lifestyle preferences and budget.

Schools in Central Oregon

Families moving to Bend often ask about schools.

The Bend-La Pine School District is one of the largest and most respected districts in Oregon.

The area also offers:

  • Charter schools

  • Private schools

  • Specialized educational programs

  • Strong extracurricular opportunities

Because school boundaries can change, buyers should verify school assignments directly with the district before purchasing.

Outdoor Recreation

Few communities can match Bend's outdoor lifestyle.

Popular activities include:

Winter
  • Skiing

  • Snowboarding

  • Snowshoeing

  • Cross-country skiing

Summer
  • Hiking

  • Mountain biking

  • Golf

  • Paddleboarding

  • Boating

  • Camping

Residents often joke that they can ski in the morning and golf in the afternoon.

Employment and Remote Work

Bend's economy continues to diversify.

Major sectors include:

  • Healthcare

  • Construction

  • Technology

  • Professional services

  • Hospitality and tourism

Remote work has also become increasingly common, allowing many professionals to enjoy Bend's lifestyle while maintaining careers based elsewhere.

Buying a Home in Bend

The Bend housing market can be competitive, especially for desirable neighborhoods and well-priced homes.

Preparation is critical.

Before beginning your home search, consider:

  • Obtaining mortgage pre-approval

  • Understanding monthly payment expectations

  • Evaluating down payment options

  • Reviewing available loan programs

  • Working with a local real estate professional

Having a local lending team can make a significant difference, particularly when navigating competitive markets.

Financing Your Move

Whether you're:

  • Relocating from another state

  • Purchasing your first home

  • Buying a second home

  • Retiring to Central Oregon

  • Moving up to a larger property

There are loan programs designed to help.

An experienced local mortgage professional can help evaluate:

  • Conventional financing

  • FHA loans

  • VA loans

  • Jumbo financing

  • Physician and professional programs

  • Bridge loan solutions for buyers who need to purchase before selling

Welcome to Bend

Moving is one of life's biggest decisions.

Bend offers a unique combination of recreation, community, opportunity, and quality of life that continues to attract people from across the country.

If you're considering a move to Central Oregon and would like personalized guidance regarding financing, neighborhoods, or the local housing market, Team Kent Mortgage Loans is here to help.

About Team Kent Mortgage Loans

Shaun Kent
Senior Mortgage Loan Originator
NMLS #255566

Team Kent Mortgage Loans
Landmark Professional Mortgage Company NMLS #399162

Direct: 541-815-6596

Serving homebuyers throughout Bend, Redmond, Sisters, Sunriver, and all of Central Oregon.

Bend, OR

803 SW Industrial Way. Suite 212

Bend, OR 97702

Albany, OR

2370 14th Ave. SE

Albany, OR 97322

Eugene, OR

1144 Willagillespie St. Suite 31

 Eugene, OR 97401

Hermiston, OR

1000 N 1st. St. Suite B

Hermiston, OR 97838

Lincoln City, OR

2730 NE Highway 101

Lincoln City, OR 97367

Salem West

675 Orchard Heights Rd, NW

Salem, OR 97304

Salem Corporate

1255 Lee St SE Ste 110

Salem, OR 97302

Kennewick, WA

7404 West Hood Place, Suite 100, Kennewick, WA 99336

Vancouver, WA

10000 NE 7th Ave, #395

Vancouver, WA 98685

Landmark Professional Mortgage Company (LPMC, LLC), NMLS #399162, Shaun Kent – NMLS #255566
Licensed in OR, WA and ID
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